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Principality of Monaco – High Value Mortgages

The Principality of Monaco boosts the most expensive and glamorous apartments and villas in the world.

Monaco is synonymous with luxury, wealth and hall of famous residents.

The tiny-city state is the wealthiest country in the world surpassing other exclusive locations like Liechtenstein, Luxembourg and Switzerland.

It is also a hotspot for superyacht owners and one of the most iconic berthing locations in Mediterranean.

Purchase Finance – In Monaco

Minimum deposit of 500k EUR with a Monaco based banks.

PRIVATE BANK
100% LTV – residents/non residents
Interest only – 60%
Partial repayment – 10%
30% of assets under management

Refinance & Equity Release – Resident/Non Resident

PRIVATE BANK
Interest only and capital repayment solutions available up to 60% LTV.
The lender will want a hard interest reserve for the duration of the loan facility.
Every application is case by case and individual merit.

Property Developers / Marchand De Biens

PRIVATE BANK

110% LTV – resident / non resident.
Maximum 3 year term.
30% of assets under management for the duration of loan facility.
The lender will want a hard interest reserve for the duration of the loan facility.
Every application is case by case and individual merit.

Bridging & Development

Navigating around domestic and international lenders for property professionals can be a time consuming and potentially costly mistake.

Fortier has an extensive network of lenders and experience to provide the best possible solutions.

Every application is case by case.
Rates can vary from 5% to 12% per annum.
Application fees vary from 1% to 2% of the loan amount

Key Consideration for Purchasing Property in the Principality of Monaco​

  • Budgeting & mortgage pre-approval – save time and money.
  • Notaire – legal process in France.
  • Reputable property agent.
  • International tax specialist – property wealth tax and annual accounting.
  • International insurance.
  • Architect & planning permission(s).
  • Foreign exchange – spot, limit and forward rates.
  • Relocation specialists

Important notice: certain regulations might restrict us from directly brokering a solution, and we will work closely with a trusted partner at no extra cost to client.

Get In Touch With An Advisor

[email protected]

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Disclaimer

Mortgage Advice: Before you approach trusted lenders, we will carry out a full review to establish your needs and preferences. The choice of interest rate and product terms will depend on your individual circumstances. If you meet the lenders criteria, we will make a recommendation to you. We do charge a fee for mortgage advice. All mortgages are subject to status. You must be 18 or over. Your home may be repossessed if you do not keep up with mortgage payments.

Get In Touch With An Advisor

[email protected]
Instagram Facebook-f Youtube

Important Links

Career

Legal Notice

Privacy Policy

Mortgage Glossary

Mortgage Calculator

Disclaimer

Mortgage Advice: Before you approach trusted lenders, we will carry out a full review to establish your needs and preferences. The choice of interest rate and product terms will depend on your individual circumstances. If you meet the lenders criteria, we will make a recommendation to you. We do charge a fee for mortgage advice. All mortgages are subject to status. You must be 18 or over. Your home may be repossessed if you do not keep up with mortgage payments.
Fortier Finance SAS is registered in France and company number is 841648975. Fortier Finance SAS is authorised and regulated by the French Financial Conduct Authority (ORIAS Registration 21001422). Copyright © Fortier Finance | All Rights Reserved
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  • Mortgage Glossary
  • Mortgage Calculator
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