Jet Finance

Fortier stands out in securing financing for private jets, backed by a reliable global network of partners.

Jet Finance

Fortier stands out in securing financing for private jets, backed by a reliable global network of partners.

Freedom to Travel with Utmost Privacy

The allure of a private jets lies in its unparalleled exclusivity, luxury, and the freedom to travel with utmost privacy and convenience.

Fortier brings extensive experience in collaborating with reputable lenders to offer individuals and corporations client-focused solutions in a dynamic and rapidly evolving marketplace.

What we do

We unlock liquidity in an asset with favourable financing terms to preserve your wealth and investment strategies.

For qualified clients, we provide tailored financing strategies to accommodate various needs, including those purchasing either new or pre-owned aircraft, individuals seeking stage payment financing during construction, or owners exploring options to refinance or monetise their current aircraft holdings.

Purchase Finance / PDP Finance

Mortgage range : €2,000,000 +

  • Up to 80% LTV for European & Schengen residents.
  • Up to 70% LTV for most international borrowers.
  • Up to 60% LTV has a wide range of financing products and competitive rates.

Lender considerations

  • Creditworthiness subject to age, income and global net worth.
  • Finance subject to age of plane, service history, and condition survey required.
  • Comprehensive insurance policy (discuss with broker).
  • Lender will seek a wider banking relationship.

Key Considerations

Ownership structure
We advise high net worth individuals and families to seek guidance from proficient legal counsel and tax professionals when establishing the ownership structure of a private jet. Typically, most owners instinctively opt to place the plane in a distinct legal entity rather than directly within an operating business, aiming to shield owners from legal liability. Regrettably, this approach can give rise to substantial international tax challenges. Always seek independent expert advice.
Affordability
The headline interest rates for jet financing surpass those of real estate. The accompanying operational expenses like hangar fees, maintenance and staff fees can often be underestimated by new buyers. Therefore, it is crucial to seek independent advice before embarking on this venture.
Selection of lender
We negotiate terms with various financial institutions, striving to secure a favorable arrangement that aligns seamlessly with the borrower’s global situation and aspirations. Maintaining our independence, we conduct a thorough evaluation of all potential lenders.
Securitisation of bond
Bespoke funding options available with securitization of a bond, carefully wrapped in a holding structure to finance a jet. Subject to creditworthiness of borrower and independent tax expertise.
Deductible expenses
An essential inquiry to tackle is determining when the expenditure on private aviation qualifies as a regular and essential business expense. This becomes particularly relevant if business operations are primarily local or if business travel commonly involves major cities.
Value added tax (VAT)

Using a leasing scheme is a very attractive way to finance the purchase of private jets in Europe as it allows minimising the VAT impact.

Accredited surveyor
When acquiring a pre-owned private jet, we strongly advise reaching out to an accredited surveyor. Verify their professional standing and confirm the presence of Professional Indemnity Insurance before commencing any assessments or evaluations.
Expert guidance
We strongly recommend engaging an independent aviation advisor when procuring a new or pre-owned private jet. Our team frequently collaborates with family offices or tax advisors to assist in identifying the most suitable lender for both corporate borrowers and private individuals.
Insurance
The aircraft will require a comprehensive insurance package and subject to the lenders’ acceptance.

Leasing Finance

Mortgage range : €1,000,000 – €10,000,000

  • Up to 80% LTV for European & Schengen residents.
  • Up to 70% LTV for most international borrowers.
  • Up to 65 % LTV has a wide range of financing products and competitive rates.

Lender considerations.

  • Ownership structure to be considered with an independent tax and legal advisor.
  • Creditworthiness subject to age, income, and global net worth.
  • Finance subject to age of plane, service history, and condition survey required.
  • Operating lease can be considered but borrower should consult with a tax and VAT expert.
  • Comprehensive insurance policy (discuss with broker).

Key Considerations

Ownership structure
We advise high net worth individuals and families to seek guidance from proficient legal counsel and tax professionals when establishing the ownership structure of a private jet. Typically, most owners instinctively opt to place the plane in a distinct legal entity rather than directly within an operating business, aiming to shield owners from legal liability. Regrettably, this approach can give rise to substantial international tax challenges. Always seek independent expert advice.
Affordability
The headline interest rates for jet financing surpass those of real estate. The accompanying operational expenses like hangar fees, maintenance and staff fees can often be underestimated by new buyers. Therefore, it is crucial to seek independent advice before embarking on this venture.
Selection of lender
We negotiate terms with various financial institutions, striving to secure a favorable arrangement that aligns seamlessly with the borrower’s global situation and aspirations. Maintaining our independence, we conduct a thorough evaluation of all potential lenders.
Securitisation of bond
Bespoke funding options available with securitization of a bond, carefully wrapped in a holding structure to finance a jet. Subject to creditworthiness of borrower and independent tax expertise.
Deductible expenses
An essential inquiry to tackle is determining when the expenditure on private aviation qualifies as a regular and essential business expense. This becomes particularly relevant if business operations are primarily local or if business travel commonly involves major cities.
Value added tax (VAT)

Using a leasing scheme is a very attractive way to finance the purchase of private jets in Europe as it allows minimising the VAT impact.

Accredited surveyor
When acquiring a pre-owned private jet, we strongly advise reaching out to an accredited surveyor. Verify their professional standing and confirm the presence of Professional Indemnity Insurance before commencing any assessments or evaluations.
Expert guidance
We strongly recommend engaging an independent aviation advisor when procuring a new or pre-owned private jet. Our team frequently collaborates with family offices or tax advisors to assist in identifying the most suitable lender for both corporate borrowers and private individuals.
Insurance
The aircraft will require a comprehensive insurance package and subject to the lenders’ acceptance.

Our devoted team is well-equipped to address the financing requirements of jet owners, presenting customised solutions to optimise financial arrangements in response to evolving circumstances.

Fortier’s commitment to excellence is clearly demonstrated through our collaborative partnerships with family offices, challenger banks, and global banking partners. This network enables us to offer client-focused solutions that align with individual preferences and financial objectives. With Fortier, you can trust that your aircraft acquisition journey is not only pleasurable but also efficiently managed and personalised.