Short Term Funding

Complex, unusual, and time-sensitive transactions often require creative and flexible financing solutions.

Short Term Funding

Complex, unusual, and time-sensitive transactions often require creative and flexible financing solutions.

Creative & Flexible Financing Solutions

Bridging & Development

Short-term loan that provides immediate cash flow while waiting for a more permanent financing solution or clearly defined exit strategy.

Key features:

  • Quick approval and disbursement of funds.
  • Higher interest rates due to short-term nature.
  • Flexible repayment strategy.
  • Professional borrowers only.

Mezzanine

Mezzanine financing is a hybrid of debt and equity financing. It sits between senior debt and equity in the capital structure.

Key features:

  • Senior lender and often a 2nd charge.
  • Short-term funding.
  • Pragmatic lending options available and subject to security and profile of borrower.
  • High level of due diligence.

Private Equity & Venture Capital

In cases where traditional financing is not readily available, private equity or venture capital firms may be willing to invest in exchange for equity ownership.

Key features:

  • Provides equity capital for high-growth opportunities.
  • Investors may bring industry expertise and strategic guidance.
  • Typically involves a higher level of due diligence.

Key considerations

Holding structure of property
Holding structure of property – personal name or UK SPV (discuss with broker for other structures)
Repayment strategy
Repayment strategy – applicants will need to demonstrate a clear exit strategy of loan agreement.
Experience
Experience – lenders will only consider professionals with a track record in the same country.
Affordability
Affordability – can be tailored to suit the borrower but will always be scrutinised by the lender.
Tax & Legal
Tax & Legal – should always be considered by the borrower.