Definitions and Interpretation
|4||For purposes of the applicable Data Protection Laws, Fortier Finance is the “data controller”. This means that Fortier Finance determines the purposes for which, and the manner in which, your Data is processed.|
|5||We may collect the following Data, which includes personal Data, from you:
How we collect Data
|6||We collect Data in the following ways:
a. data is given to us by you; b. data is received from other sources; and c. data is collected automatically.
Data that is given to us by you
|7||Fortier Finance will collect your Data in a number of ways, for example:
Data that is received from third parties
|8||Fortier Finance will receive Data about you from the following third parties:
a. Professionals associated to luxury asset financing defined as other financial institutions and industry related brokers.
Data that is received from publicly available third parties sources
|9||We will receive Data about you from the following publicly available third party sources:|
Data that is collected automatically
|10||To the extent that you access the Website, we will collect your Data automatically, for example:
b. we will collect your Data automatically via cookies, in line with the cookie settings on your browser. For more information about cookies, and how we use them on the Website, see the section below, headed “Cookies”.
Our use of Data
|11||Any or all of the above Data may be required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data may be used by us for the following reasons:
b. improvement of our products / services;
c. transmission by email of marketing materials that may be of interest to you;
d. contact for market research purposes which may be done using email, telephone, fax or mail. Such information may be used to customise or update the Website;
|12||We may use your Data for the above purposes if we deem it necessary to do so for our legitimate interests. If you are not satisfied with this, you have the right to object in certain circumstances (see the section headed “Your rights” below).|
|13||For the delivery of direct marketing to you via e-mail, we’ll need your consent, whether via an opt-in or soft-opt-in:
a. soft opt-in consent is a specific type of consent which applies when you have previously engaged with us (for example, you contact us to ask us for more details about a particular product/service, and we are marketing similar products/services). Under “soft opt-in” consent, we will take your consent as given unless you opt-out.
b. for other types of e-marketing, we are required to obtain your explicit consent; that is, you need to take positive and affirmative action when consenting by, for example, checking a tick box that we’ll provide.
c. if you are not satisfied about our approach to marketing, you have the right to withdraw consent at any time. To find out how to withdraw your consent, see the section headed “Your rights” below.
|14||When you register with us and set up an account to receive our services, the legal basis for this processing is the performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.|
Who we share Data with
|15||We may share your Data with the following groups of people for the following reasons:
b. our employees, agents and/or professional advisors
c. third party service providers who provide services to us which require the processing of personal data
Keeping Data Secure
|16||We will use technical and organisational measures to safeguard your Data, for example:
a. we store your Data on secure servers.
Keeping Data Secure
|17||Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting us via this e-mail address: [email protected]|
|19||Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes.|
|20||You have the following rights in relation to your Data:
a. Right to access – the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is “manifestly unfounded or excessive.” Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
b. Right to correct – the right to have your Data rectified if it is inaccurate or incomplete.
c. Right to erase – the right to request that we delete or remove your Data from our systems.
d. Right to restrict our use of your Data – the right to “block” us from using your Data or limit the way in which we can use it.
e. Right to data portability – the right to request that we move, copy or transfer your Data.
f. Right to object – the right to object to our use of your Data including where we use it for our legitimate interests.
|21||To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact us via this e-mail address: [email protected]|
|22||It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes during the period for which we hold it.|
Links to other websites
Changes of business ownership control
|25||We may also disclose Data to a prospective purchaser of our business or any part of it.|
|26||In the above instances, we will take steps with the aim of ensuring your privacy is protected.|
|27||In the above instances, we will take steps with the aim of ensuring your privacy is protected.|
|29||All Cookies used by this Website are used in accordance with EU Cookie Law.|
|30||Before the Website places Cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. By giving your consent to the placing of Cookies, you are enabling Fortier Finance to provide a better experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of the Website may not function fully or as intended.|
|31||This Website may place the following Cookies:|
|32||You can find a list of Cookies that we use in the Cookies Schedule.|
|33||You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies but this can be changed. For further details, please consult the help menu in your internet browser.|
|34||You can choose to delete Cookies at any time; however you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalisation settings.|
|35||It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.|
|36||For more information generally on cookies, including how to disable them, please refer to aboutcookies.org. You will also find details on how to delete cookies from your computer.|
|39||Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.|