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French Mortgages For Non Residents

Fortier is situated in the heart of the French Riviera and has a significant amount of experience securing high value mortgages via a trusted panel of domestic and international lenders.

Purchase Finance – Non Resident

1m EUR – 10m EUR

RETAIL BANK
Interest only – up to 75% LTV (dry)
Capital Repayment – up to 90% (dry)

CHALLENGER BANK
100% LTV (110% LTV for professional clients)
15% of assets under management

PRIVATE BANK
100% LTV
Interest only – 60%
Partial repayment – 10%
30% of assets under management

South of France

Paris

10m EUR+

PRIVATE BANK
100% LTV
Interest only – 55%
Partial repayment – 10%
35% of assets under management

CHALLENGER BANK
50% LTV
Interest only
No AUM
UHNW client with a clear repayment strategy

Refinance & Equity Release – Non Resident

1m EUR – 10m EUR
Interest only – up to 70% LTV (dry)

Capital repayment – 100% LTV
20-30% assets under management

10m EUR +

Interest only – up to 60% (dry)
Capital repayment – 100%
30-35% assets under management

Alps

Bridging & Development

Provence

Navigating around domestic and international lenders for property professionals can be a time consuming and potentially costly mistake.

Fortier has an extensive network of lenders and experience to provide the best possible solutions.

Every application is case by case.

Rates can vary from 5% to 10% per annum.

Typical lending locations include Paris, Alps, South of France & Provence.

International lenders might require a second charge on another UK/European asset.

Key Consideration for Purchasing Property in France

  • Budgeting & mortgage pre-approval – save time and money.
  • Notaire – legal process in France.
  • Reputable property agent.
  • International tax specialist – property wealth tax and annual accounting.
  • International insurance.
  • Architect & planning permission(s).
  • Foreign exchange – spot, limit and forward rates.

Get In Touch With An Advisor

info@fortierfinance.com

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Disclaimer

Mortgage Advice: Before you approach trusted lenders, we will carry out a full review to establish your needs and preferences. The choice of interest rate and product terms will depend on your individual circumstances. If you meet the lenders criteria, we will make a recommendation to you. We do charge a fee for mortgage advice. All mortgages are subject to status. You must be 18 or over. Your home may be repossessed if you do not keep up with mortgage payments.

Get In Touch With An Advisor

info@fortierfinance.com
Instagram Facebook-f Youtube

Important Links

Career

Legal Notice

Privacy Policy

Mortgage Glossary

Mortgage Calculator

Disclaimer

Mortgage Advice: Before you approach trusted lenders, we will carry out a full review to establish your needs and preferences. The choice of interest rate and product terms will depend on your individual circumstances. If you meet the lenders criteria, we will make a recommendation to you. We do charge a fee for mortgage advice. All mortgages are subject to status. You must be 18 or over. Your home may be repossessed if you do not keep up with mortgage payments.

Fortier Finance SAS is registered in France and company number is 841648975.

Fortier Finance SAS is authorised and regulated by the French Financial Conduct Authority (ORIAS Registration 21001422).

Finance Ltd is registered in the United Kingdom. The company number is 13720799 and registered address is 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ

Copyright © 2021 Fortier Finance | All Right Reserved

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Menu
  • Home
  • About Us
  • International Mortgages
  • Luxury Asset Finance
  • Bridging & Development
  • Partners
  • Resources
  • Mortgage Glossary
  • Mortgage Calculator
  • Articles

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This website is currently under development. For more information, please contact: info@fortierfinance.com